Track your full picture.
Property, loans, super, investments, cashflow, entities — one engine reads them all together.
Track
Multi-entity native
Australian Wealth Operating System
Your wealth,
fully integrated.
Property, super, investments, trusts, cashflow and tax — read by one engine, in one calm view. So the next move is obvious before you make it.
Start freeBuilt for Australian wealth-builders. No credit card.
Built for Australian structures
- Property
- SMSF
- Investments
- Trust
- Company
- Super
One view · no swivel-chairing
Your financial life lives across five tabs, two portals, and your accountant's head.
"That's integration debt — the cost of running more moving parts than any single view can hold."
Monitrax brings them together. Property, loans, super, investments, cashflow, and tax — read by one engine, in one calm view, with the relationships between them already mapped. The picture you've been holding in your head, finally written down.
Discover the engineBefore
Monitrax Engine
Now you can decide
Strategic Simulation
Example"Sell the brokerage holdings, pay down the offset, or salary-sacrifice $200/mo to super?"
Modelled outcomeClarity before commitment
The Five
One framework. Five capabilities. The order that compounds.
Track sets the picture. Reduce cuts the leaks. Anchor confirms the safety net. Invest models the next move. Live makes decisions from the full picture.
Reduce the leaks.
Duplicate insurance. Lazy cash next to non-deductible debt. Subscriptions you forgot.
Reduce
Cross-account aware
Anchor your safety net.
Cash, offset, redraw, equity — measured against your actual household risk.
Anchor
Structure-aware
Model the next move.
Selling shares or switching debt — each ripples across tax and liquidity. See it before deciding.
Invest
Scenario modelling
Decide from the picture.
When the picture is clean, decisions are faster. Fewer "can we afford this" moments.
Live
One calm view
How it works
Three steps to one clean picture.
01
Add your picture.
Manual entry or CSV import. Property, loans, super, investments, cashflow, entities. Live bank connections via CDR are in development.
02
See where you stand.
Net worth, cashflow, debt, buffers, asset position — together, not in five tabs. Read by one engine, surfaced as one view.
Cashflow60%
Tax75%
Liquidity40%
03
Model the levers.
Adjust assumptions, see what changes across the whole picture. We show the scenarios. You decide. We do not recommend products.
FAQ
Honest answers.
Questions wealth-builders actually ask.
Are you regulated?
Monitrax is a financial information service, not a licensed adviser. We surface the maths and the mechanisms, not personal advice. For advice, speak to a registered tax agent, financial adviser, or credit assistant.
Do you sell my data?
No. We're paid by subscriptions, not by brokering data. No ad trackers, no third-party data sales.
Are bank connections live yet?
Not yet. Consumer Data Right accreditation is in progress. For now you can import via CSV or enter accounts manually.
Is this just a budget app?
No. Built for households whose financial life lives across property, super, investments, trusts, and companies — where budget apps stop fitting.
Can I cancel anytime?
Yes. No lock-in. Monthly billing month-to-month.
Where is my data stored?
Google Cloud in Sydney. Encrypted at rest.
The next move
Ready to see the picture?
Add your accounts, model your next move, decide from clarity. No bank connection required to start.
Start freeNo credit card. Just clarity.